Feature one
Open architecture and easy-to-use system interface.
Post Loan Management
This is a system designed for managing changes in credit risk in the banking industry. It manages post-loan material event notification, review and early warning for borrowers. It helps banks track changes in borrowers’ credit ratings by collecting information from different sources. It also increases inspection frequency for high risk customers to strengthen credit management.
System Functions
The system encompasses the four key management mechanisms in wholesale banking:
Post-loan management
Change in credit authorization condition parameters and automated reviews.
Early warning mechanism
Conduct regular reviews of customers’ financial ratios and line of credit usage are based on customer type.
Material information
Customer information is sorted by customer size and materiality before notifying managers at each level.
Mid-term review
Computerize monthly review operations.
System Features
Feature one
Feature two
Integration of the borrower’s internal and external credit information to strengthen early warning and automatically alert the relevant personnel to intervene.
Feature three
Flexible process design to make case progress easy to manage and track.
System Benefits
Systemic management of indicators instead of the banks’ current method of compiling information scattered across different systems.
Systematic compilation of material information announced on the Internet to strengthen bank control over the borrower.
Flexible work-flow and automated notifications to process cases more efficiently and reduce the risk of bad debts.
Customer Success Stories
- Taishin Bank.
