{"id":8125,"date":"2020-01-21T18:21:47","date_gmt":"2020-01-21T10:21:47","guid":{"rendered":"http:\/\/mitac.pro5.designworks.tw\/%e7%a5%9e%e9%80%9a%e6%b3%95%e9%87%91%e6%a0%b8%e5%bf%83%e7%b3%bb%e7%b5%b1-miwbs-%e7%8d%b2%e5%b0%88%e5%88%a9\/"},"modified":"2022-03-06T18:27:04","modified_gmt":"2022-03-06T10:27:04","slug":"mitac-banking-system-received-innovation-patent","status":"publish","type":"post","link":"https:\/\/www.mitac.com.tw\/en\/mitac-banking-system-received-innovation-patent\/","title":{"rendered":"MiTAC Banking System received innovation patent"},"content":{"rendered":"

\"\"<\/p>\n

The Wholesale Banking System (MiWBS) developed by MiTAC and Taishin Bank was officially implemented in Taishin\u2019s Hong Kong Branch on September 7, 2019. The successful implementation held a great significance as Hong Kong is one of the leading international financial centers with the immense volume of banking business.<\/p>\n

Meanwhile, one of the feature in MiWBS – “The algorithm of maximizing lending value with Collateral\u201d, has also obtained the invention patent and utility model patent from the Intellectual Property Bureau of the Ministry of Economic Affairs.<\/p>\n

Hong Kong as an international financial center has attracting a large number of financial institutions and talents. In 2017, the financial workforce expanded to 258,000 which is nearly 7% of working population in Hong Kong, and contributed to some 19% of Hong Kong’s Gross Domestic Product. Hong Kong\u2019s huge business volume and rapid operation made the implement of MiWBS more challenging.<\/p>\n

MiWBS as an Innovation Incubator in Financial Industry<\/p>\n

\u201cThe successful conversion of Taishin Bank’s core system to MiWBS has offered a spectacular value\u201d.
\nMiTAC\u2019s director of financial product development, Linda Kuo said. \u201cIn addition to saving the rental and maintenance costs of hardware and software which the old system needed, rental and maintenance costs, the biggest benefit is to create an environment for agile development and innovation.<\/p>\n

Open platform is the crucial key<\/p>\n

The bank core system conversion is complicated. In early times, most banks in Taiwan used closed systems developed with Cobol as their banking system, and relied on room-sized mainframes to host them.<\/p>\n

The open systems developed with JAVA can run on personal computer or workstations and can be easily incorporated with variety of software tools.<\/p>\n

MiTAC\u2019s MiWBS system developed on the basis of an open architecture, integrates various kind of banking operations through MiTMS, a unified information exchange platform to set up a full range and 7*24 hours bank services.<\/p>\n","protected":false},"excerpt":{"rendered":"

The Wholesale Banking System (MiWBS) developed by MiTAC and Taishin Bank was officially implemented in Taishin\u2019s Hong Kong Branch on September 7, 2019.<\/p>\n","protected":false},"author":8,"featured_media":8118,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[214,194],"tags":[],"class_list":["post-8125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-2020-en","category-company-news-en"],"acf":[],"yoast_head":"\nMiTAC Banking System received innovation patent - \u795e\u901a\u8cc7\u8a0a\u79d1\u6280\u80a1\u4efd\u6709\u9650\u516c\u53f8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.mitac.com.tw\/\u795e\u901a\u6cd5\u91d1\u6838\u5fc3\u7cfb\u7d71-miwbs-\u7372\u5c08\u5229\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MiTAC Banking System received innovation patent - 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